Lend and borrow money with people you trust.

For real life, between real people.

Coming soon on iOS and Android.

Sugr app showing $50 borrow request with keypad

How it works

Three simple steps to start lending and borrowing with your contacts.

Sugr app Terms screen showing loan details with interest rate, repayment date, and cost breakdown
01

Connect your account

Link your bank account securely. We use bank-level encryption to keep your data safe.

02

Borrow or lend

Send a request to someone you trust, or accept one from them. Set clear terms together.

03

Automatic repayment

Set up automatic repayments on the agreed date. No awkward reminders needed.

Sugr app showing Send Request To screen with trusted contacts selected

Just your trusted circle.

Built on trust, backed by security

Sugr is designed from the ground up to keep your money and relationships safe. We believe in transparency, privacy, and putting you in control.

You control who's in your circle

Only people you invite can interact with you. No strangers, no public marketplace.

No public marketplace

Your lending activity stays between you and your trusted connections. Always.

Security-first

Bank-level encryption, secure authentication, and no selling of your data. Ever.

Important to know

Sugr is not a bank. We facilitate peer-to-peer agreements between people who already trust each other. We don't provide loans, credit decisions, or financial advice.

Sugr is available to users 18 and older.

Join our beta testers

Be part of our exclusive group of beta testers and help shape Sugr before general availability.

No spam, ever. We'll only email you about beta access and updates.